Small Loans. Big Dreams.
We support economically weaker women to start and grow small businesses.
15,000+
Women Financed
800+
Villages Reached
99%
Repayment Rate
1200+
SHGs Supported
EMI Calculator
Loan Products
Pick a product that fits your goal.
Individual Micro-loan
₹10k–₹1.5LMinimum Loan Amount ₹10,000 (Ten Thousand only) and Maximum Loan Amount ₹1,50,000 (One Lakh Fifty Thousand only), subject to company policy and applicable RBI guidelines. Borrowers are ineligible if total outstanding loan balance exceeds ₹1,50,000. Loan amount ticket size is decided as per eligibility.
Group Loan (SHG/JLG)
₹10k–₹1L / memberMinimum loan Amount ₹ 10,000.00 (Ten thousand) and Maximum Loan amount ₹ 10,0000.00 ( one lakh) as per company process policy And RBI Guidelines . Members are ineligible if they have outstanding balance of loans above ₹ 1,50,000.00 (one lakh Fifty Thousand only). Loan Amount ticket size.
Product Loan
₹10k–₹1LMinimum Loan Amount ₹10,000 (Ten Thousand only) and Maximum Loan Amount ₹1,00,000 (One Lakh only), subject to company policy and applicable RBI guidelines. Borrowers are ineligible if total outstanding loan balance exceeds ₹1,50,000. Loan amount ticket size is decided as per eligibility.
- Woman applicant, 18–50 years
- Annual household income up to ₹3,00,000
- Cibil score- 700+
- Consent to Group Members
- There must be at least one child in the family
- No overdue loans with other lenders
- Valid bank account or SHG account
- Aadhaar & PAN (or alternative ID as per policy)
- Address proof (Aadhaar/Voter ID/Ration Card)
- Bank passbook / statement (last 6 months)
- 2 passport-sized photos
- SHG/JLG membership proof (if applicable)
Frequency of Loan Repayment
Loan repayment schedule is available only on monthly basis. The tenure depends on the loan ticket size and borrower eligibility.
12 Months Repayment Tenure
18 Months Repayment Tenure
24 Months Repayment Tenure
30 Months Repayment Tenure
36 Months Repayment Tenure
42 & 48 Months Repayment Tenure
✔ Monthly repayment only • ✔ Flexible tenure based on loan amount
Why choose Maa Laxmi Finance
Deep rural & semi-urban penetration and distribution network
Leading market share in key operational regions
Strong ties with local communities and institutions
Industry-leading repayment & collection performance
Trusted name in micro-finance services
Thousands of women entrepreneurs empowered till date
Words from Our Community
See how we are making a difference in the lives of women entrepreneurs.
"Maa Laxmi Finance ne meri zindagi badal di. Unke loan se maine apni silai machine khareedi aur aaj main apne parivar ka kharcha khud utha rahi hoon."
"Pehle bank se loan milna bahut mushkil tha. Yahan ka process bahut simple aur fast hai. Kheti ke liye samay par paisa mil gaya. Bahut bahut dhanyawad!"
"The financial literacy training they provided was very helpful. I learned how to manage my earnings better and grow my small shop."
"Getting a group loan was easy because of their clear instructions. Our self-help group has started a small pickle business together."
"I was scared to take a loan for the first time, but their team was very patient and explained everything. I feel confident now."
"The doorstep service is a huge benefit. I don't have to close my vegetable stall to go to their office for payments."
"Thanks to their education loan, my daughter is now able to attend her computer classes without any financial stress."
"The repayment plan is very flexible. During the flood season when business was slow, they were very understanding."
Frequently Asked Questions
Answers to common questions. Still unsure? Feel free to contact us.